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*Annual Percentage Rate (APR). Fixed rate. Actual rate will be based on credit history, amount financed and loan term. Example: the monthly payment of a typical loan amount of $25,000 and 60-month term at 4.50% APR would be $466.17. Must finance at least $10,000 and meet standard underwriting guidelines. Pinellas Federal Credit Union must be in first or second lien position on property. Collateral can be primary residence only. Limited time offer excludes loans currently held by Pinellas Federal Credit Union. Rates are effective as of 07/01/15 and are subject to change without notice. Federally insured by NCUA. Equal Housing Lender.