*Auto loan(s) refinanced from another lender must be at least $10,000 and meet Pinellas Federal Credit Union’s standard underwriting guidelines. Offer starts 04/01/15 and ends 06/30/15 and excludes new purchases and loans currently financed by Pinellas Federal Credit Union. No purchase necessary to enter drawing. Need not be present to win. Must be a legal Florida resident of at least 18 years of age. Members who refinance are automatically entered into the drawing. To enter the drawing without refinancing: write your name, physical address and phone number on a 3”x5” index card and mail it to Pinellas Federal Credit Union, Attn: Marketing – Rays Tickets Sweepstakes, P.O. Box 2300, Largo, FL 33779-2300. All entries must be received by 5PM EST on 06/30/15. One entry per household. Odds of winning depend on number of entries. One winner of two Rays tickets will be chosen by random drawing and notified via phone, email or letter by 5PM EST on 07/31/15. Void where prohibited. Credit Union employees, officers, volunteers and their immediate family household members are not eligible to enter the drawing. Full official drawing rules can be found online at or any branch.