Savings and Certificate Rates

Savings Accounts

Share/Savings Type Minimum Balance
to Earn Interest
Rate Annual Percentage Yield (APY)*
Regular Savings $200.00 0.2000% 0.20%  
EZ Saver $200.00 0.2000% 0.20%  
Club Account Savings $200.00 0.2000% 0.20%  
Individual Retirement Account (IRA) Savings (Traditional, Roth & Coverdell) $200.00 0.2000% 0.20%  
 My Ca$h Account Savings $100.00 0.2000% 0.20%  

  

Certificate Accounts and Individual Retirement Account (IRA) Certificates*

Term Minimum Balance
to Earn Interest
Rate Annual Percentage
Yield (APY)*
6 month $500.00 0.3990% 0.40%
1 year $500.00 0.6480% 0.65%
2 year $500.00 1.0450% 1.05%
3 year $500.00 1.3900% 1.40%
4 year $500.00 1.6370% 1.65%
5 year $500.00 1.8820% 1.90%

 

*Individual Retirement Account (IRA) Certificates are available for 1 through 5 year terms. Choose from Traditional, Roth and Coverdell Savings IRAs. Please consult your tax advisor regarding which retirement savings option is best for you.

 

 

*APY is Annual Percentage Yield. Rates are effective as of 02/23/15 and subject to change. Call (727) 586-4422, stop by a branch or visit www.pinellasfcu.org for current rates and terms.