Savings and Certificate Rates

Savings Accounts

Share/Savings Type Minimum Balance
to Earn Dividends
 Dividend 
Rate
Annual Percentage Yield (APY)*
Regular Savings $200.00 0.1000% 0.10%  
EZ Saver $200.00 0.1000% 0.10%  
Club Account Savings $200.00 0.1000% 0.10%  
Individual Retirement Account (IRA) Savings (Traditional, Roth & Coverdell) $200.00 0.1000% 0.10%  
 My Ca$h Account Savings $100.00 0.1000% 0.10%  

Fees may reduce earnings. Rates may change after the account is opened.

 

Certificate Accounts and Individual Retirement Account (IRA) Certificates*

Term Minimum Balance
to Earn Dividends
Dividend
Rate
Annual Percentage
Yield (APY)*
6 month $500.00 0.3990% 0.40%
1 year $500.00 0.6480% 0.65%
2 year $500.00 1.0450% 1.05%
3 year $500.00 1.3900% 1.40%
4 year $500.00 1.6370% 1.65%
5 year $500.00 1.8820% 1.90%

 Early withdrawal penalties may apply.

 

*Individual Retirement Account (IRA) Certificates are available for 1 through 5 year terms. Choose from Traditional, Roth and Coverdell Savings IRAs. Please consult your tax advisor regarding which retirement savings option is best for you.

 

 

*APY is Annual Percentage Yield. Dividend Rates are effective as of 04/01/16 and subject to change. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms.