Savings and Certificate Rates

Savings Accounts

Share/Savings Type Minimum Balance
to Earn Dividends
 Dividend 
Rate
Annual Percentage Yield (APY)*
Regular Savings $200.00 0.1000% 0.10%  
EZ Saver $200.00 0.1000% 0.10%  
Club Account Savings $200.00 0.1000% 0.10%  
Individual Retirement Account (IRA) Savings (Traditional, Roth, Roth Conversion and Coverdell Education) $200.00 0.1000% 0.10%  
 My Ca$h Account Savings $100.00 0.1000% 0.10%  

Rates subject to change without notice after the account is opened. Fees may reduce earnings.

 

Certificate Accounts and Individual Retirement Account (IRA) Certificates*

Term Minimum Balance
to Earn Dividends
Dividend
Rate
Annual Percentage
Yield (APY)*
6 month $500.00 0.399% 0.40%
1 year $500.00 1.046% 1.05%
2 year $500.00 1.393% 1.40%
3 year $500.00 1.590% 1.60%
4 year $500.00 1.837% 1.85%
5 year $500.00 2.477% 2.50%

 

*APY is Annual Percentage Yield. Dividend rates are effective as of 07/01/18 and subject to change without notice. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings.

 

*Individual Retirement Account (IRA) Certificates are available for 1 through 5 year terms. Choose from Traditional, Roth, Roth Conversion and Coverdell Education IRA Certificates. Please consult your tax advisor regarding which retirement savings option is best for you.