Unwrap Extra Holiday Cash!

The holiday season is one of the most joyous times of the year! Between the bright lights, festive foods, fun gifts, and time spent with family and friends, it's the perfect ending to another year.

But the holiday season is also one of the most expensive times of the year. As your credit union, we're here to help! Leave the high-interest credit cards in your wallet this year and choose our low-rate Holiday Loan! 

What is a Holiday Loan?

Our Special Holiday Loan is a personal loan wrapped with perks to keep your holiday season merry & bright. 

• Rates as low as 7.99% APR*

• Borrow up to $3,000

• Convenient 18-Month Term

Why Choose a Holiday Loan?

When it comes to the holiday season, most people reach for their credit cards out of convenience. However, Holiday Loans are one of the most overlooked - yet powerful financial tools.

Here are 3 reasons to consider a Holiday Loan:

• Lower Interest Rates: Lock in interest rates that are significantly lower than the average credit card offered today.

• Prevent Overspending: You receive a specific dollar amount with a Holiday Loan. This feature helps you create and stick to a budget, and avoid the temptation to overspend.

• Avoid Long-Term Debt: With set monthly payments, you're more likely to eliminate your debt quicker and pay less interest when compared to credit cards.

Uses for a Holiday Loan:

Between the excitement of the holiday season and your neverending to-do list, it's easy to forget all the extra expenses that pop up this time of the year, including:

• Vacations & Travel Expenses

• Decorations, Lights (& Must-Have Inflatables for the Front Yard)

• Parties & Festive Clothing

• Food & Entertaining

• Gifts for Family & Friends (Coworkers, Party Hosts, Teachers...)

• Consolidate High-Interest Debt (Before the Holidays)

Get Started Today!

Get a head start on festive fun with our Special Holiday Loans! Select "Personal Loan" when you apply online.

If you want to learn more about Holiday Loans, please stop by any branch location or call 727.586.4422. 

APPLY HERE

*APR - Annual Percentage Rate. The actual rate you receive is based on your overall creditworthiness. Rates subject to change without notice. Offer good from October 1st, 2025 through December 31st, 2025. Maximum loan amount is $3,000. Restrictions apply. Contact Credit Union for complete details.