We Are Here to Help!

With the recent government shutdown still in effect, many members are experiencing sudden changes to their financial situations. As your credit union, Pinellas FCU is here to support you as the shutdown looms on. 

For those affected by the government shutdown, we’ve introduced two solutions designed to help you overcome any challenges due to lost income.

Bridge Loans:

For members in need of immediate funds due to forloughs, we have short-term bridge loans available. Bridge loans are designed to help members "bridge the financial gap" when facing unforeseen financial challenges. These low-rate loans are a better alternative than traditional credit cards and extend up to 36 months for easy repayment options. 

• Borrow up to $3,000
• Reduced Rate at 6.99% APR*
• Flexible Terms up to 36 Months

To apply for a Bridge Loan, please click below and select "Personal Loan," stop by any branch location, or call 727.586.4422, Option 3. 

APPLY HERE

Loan Deferment Assistance:

If you have a loan with Pinellas FCU and are in need of immediate financial relief, we're offering fuloughed borrowers the opportunity to modify or defer loan payments up to 60 days.^

Please contact our Lending Team at 727.586.4422, Option 3 to learn if your loan qualifies and receive complete details on this offer. 

NOTE: If you are unsure if you can make an upcoming loan payment, please contact us before your loan's due date. We'll have more options to help and can prevent potential dings to your credit score from missed or late payments.

Questions?

At Pinellas FCU, we're proud to serve members throughout our communities, including many in government positions. Our staff is here to answer all your questions and provide assistance any way we can.

If you have any questions about our Government Shutdown Relief Programs, please call 727.586.4422. 

*APR - Annual Percentage Rate. Short-Term Bridge Loans are available at discounted rates of 6.99% APR and are available from 10/1/2025 to 11/30/2025. Restrictions apply. Contact Credit Union for complete details. NMLS #794591

^Loan deferments are available up to 60 days for qualified members. Restrictions and loan exclusions apply. Contact Credit Union for complete details.