Celebrate 70 Years with More Savings!
We’re continuing our 70th Anniversary Specials with another way for you to save on your car loan.
If you have a vehicle financed with a dealer or other lender, now is the perfect time to switch it to Pinellas FCU!
Refinance Your Auto Loan & Get Rewarded
In celebration of our 70th Anniversary, we’re helping you put more money back in your pocket with lower rates & cash!
» We'll Beat Your Current Rate by 1% APR*
Dropping your auto loan rate by 1% APR will instantly lower your monthly payments and reduce the total interest paid on your loan.
» Put $70 Cash in Your Pocket*
Fill up your gas tank on us, enjoy dinner out, or treat yourself with $70 cash.
Why Refinance with Pinellas FCU?
» Save More Every Month
We’ll beat your current auto loan rate by 1% APR* to help lower your payment and maximize your savings.
» Get $70 CASH*
As part of our 70th Anniversary Celebration, you’ll receive a $70 cash bonus when you qualify and refinance your vehicle loan.
» Local Service You Can Trust
For 70 years, we’ve helped our members reach their financial goals with competitive rates and personalized service.
Take the Savings Route Today
Why pay more than you need to each month? Refinance your auto loan with Pinellas FCU and enjoy a lower rate, extra cash, and the service you deserve.
Stop by any branch location, call 727.586.4422 or click below to apply online.
Not a Member? Join Today.
*Valid for auto loans refinanced from another institution to the Credit Union between July 1, 2026 - September 30, 2026. Rate cannot go below floor rate of 4.25% APR. Existing Pinellas FCU auto loans are eligible when the refinanced auto loans add $5,000 to the loan amount. Some restrictions apply. Contact the Credit Union for complete details.
| Loan Type | APR* As Low As |
|---|---|
| New & Used Autos | 5.15% |
| New & Used Motorcycles, Watercrafts, RVs/Travel Trailers |
6.50% |
| *APR is Annual Percentage Rate. Fixed Rate. Rates subject to change without notice. Actual rate will be based on credit history and underwriting guidelines. Example: the monthly payment for a new vehicle loan of $15,000.00 and a 60-month term at 5.15% APR would be approximately $284.12. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current rates. | |
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