Overdraft Protection Options
Your financial success is important to us! In an effort to remain transparent and assist all members with managing their accounts, we will post fees on the day they occur. You will see any fees that have been charged on your statement and the fees will be reflected in your current and available balance.
We all have those times where life gets so hectic that we forget to do things – deposit a check, make a transfer, or deduct debit transactions from account balances – but don’t worry, we have you covered! With Overdraft Protection, you have the peace of mind knowing your checking account is covered when the unexpected happens. There are two options:
Set up Overdraft Transfer from one or more deposit account(s) you have at Pinellas Federal Credit Union. In the event of an overdraft, available funds will be automatically transferred to your checking account. A transfer fee applies. Please see our current Fee Schedule.
Overdraft Privilege program allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. See current Fee Schedule.
You may have both Overdraft Protection and Overdraft Privilege as additional coverage if your other Overdraft Protection sources are exhausted. We can only pay overdrafts for ATM or everyday debit card transactions if you give us consent to extend Overdraft Privilege to pay these overdrafts.
- Call Member Services at 727.586.4422
- Complete this online Consent Form and present it at any branch
- Email firstname.lastname@example.org
- Complete this online Consent Form and mail it to:
Pinellas Federal Credit Union
Attention: Member Services
P.O. Box 2300
Largo, FL 33779-2300
Overdraft Privilege is not a line of credit. However, if you inadvertently overdraw your account, we have the discretion to pay the overdraft, subject to your Overdraft Privilege selection.Please see our current Fee Schedule. Go to main navigation