Swipe. Earn. Cha-Ching!

Choose Between 5.00% APY or 5.00% Cash Back

 

Give your wallet a "high 5" with our new Kasasa® Checking Accounts! Earn a crisp 5.00% APY* on your balance or a hefty 5.00% Cash Back on debit card purchases^ - it's entirely your call! 

 

But wait...there's more! 

Both our Kasasa® Cash & Cash Back Checking Acccounts also give you:

  • Up to $20 in ATM fee refunds monthly*
  • Free access to our Kasasa Saver Account (earn 2.00% APY on balances up to $50,000!)* 
 

At Pinellas Federal Credit Union, we believe our members deserve the best. Explore our new Kasasa® Checking Accounts & start experiencing rewards like never before!

 

» Kasasa Cash Checking          » Kasasa Cash Back Checking          » Kasasa Rewards Checking          » Qualifications

 

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kasasa cash checking womanKasasa Cash® Checking 

Take your savings to the next level with our high-yield checking account that pays a whopping 5.00% APY on your balance!*

Features:
  • Earn 5.00% APY on balances up to $15,000*
  • Earn 0.50% APY on balances over $15,000*
  • Earn 0.05% APY if qualifications are not met*
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly, up to $4.99 each)*
  • No minimum balance to earn rewards
  • No monthly maintenance fees

Join Today      Open Account

*Click here to view full account disclosures

kasasa-saver-arrow
 

Includes: Kasasa Saver® Account

Why settle for less?! Let your savings earn you even more with dividends up to 2.00% APY!*

Features:
  • Earn 2.00% APY on balances up to $50,000*
  • Earn 1.00% APY on balances over $50,000*
  • Earn 0.05% APY if qualifications are not met*


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kasasa cash back checking man

Kasasa Cash Back® Checking

Every swipe earns you rewards! Everytime to use your debit card, you'll instantly earn cash back rewards. What's not to love?!

Features:
  • 5.00% cash back on debit card purchases (up to $15 per month)^
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly, up to $4.99 each)^
  • No minimum balance to earn rewards
  • No monthly maintenance fees

Join Today      Open Account

^Click here to view full account disclosures

kasasa-saver-arrow
 

Includes: Kasasa Saver® Account

Why settle for less?! Let your savings earn you even more with dividends up to 2.00% APY!^

Features:
  • Earn 2.00% APY on balances up to $50,000^
  • Earn 1.00% APY on balances over $50,000^
  • Earn 0.05% APY if qualifications are not met^

 

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Kasasa Rewards® Checking 

Experience our free checking account that offers ATM fee refunds monthly. 

Features:
  • Refunds on ATM withdrawal fees, nationwide (up to $5 monthly)*
  • No minimum balance required
  • No monthly maintenance fees

Join Today      Open Account

*Click here to view full account disclosures

 

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Earning Kasasa® Rewards is Easy!

Start earning more in no time! All you need to do to earn Kasasa® Rewards is enroll in and complete the following transactions and activities monthly: 

  • At least 12 debit card purchases 
  • At least 1 direct deposit or ACH payment
  • Be enrolled in & agree to receive eStatements instead of paper statements

All transactions and activities must post and settle to your Kasasa account during each Monthly Qualification Cycle.

 

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Kasasa Checking Account Comparison
Effective Date: Wednesday, August 6th, 2025
Member BenefitsKasasa Cash CheckingKasasa Cash Back CheckingKasasa Rewards Checking
High-Yield Dividends 5.00% APY on Balances up to $15,000* NONE NONE
Cash Back Rewards NONE 5.00% Cash Back on Debit Card Purchases* NONE
ATM Fee Refunds Up to $20 Monthly* Up to $20 Monthly* Up to $5 Monthly*
Free Kasasa Saver Account (earn 2.00% APY on balances up to $50,000)* YES YES NONE
Minimum Balance Required NONE NONE NONE
Monthly Maintenance Fee NONE NONE NONE
Minimum Deposit Required NONE NONE NONE
Optional Overdraft Protection X X X
Optional Overdraft Transfers X X X
Unlimited Check Writing X X X
FREE EMV Debit Card X X X
FREE Direct Deposit X X X
FREE Online Banking X X X
FREE Mobile Banking X X X
FREE Phone Banking X X X
FREE eStatements X X X
FREE eAlerts X X X
FREE Online Bill Pay X X X
FREE Remote Check Deposits X X X
FREE Payroll Deduction X X X
FREE PFCU, Presto! & CO-OP ATM Withdrawals X X X

*Terms and restrictions apply. Visit each account type for additional details on rewards.

 

 

Looking for Something Else?

Rewards-earning checking accounts might not be for everyone. We offer a basic Free Checking Account and a Restore Checking Account as well.

» Explore Free & Restore Checking Accounts

 

 

Kasasa Checking Account Disclosures

VIEW KASASA CYCLE DATE INFORMATION

 

VIEW KASASA TRUTH IN SAVINGS ACT DISCLOSURE

 

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