Other Rates
Effective Date: 11/01/19
Loan TypeRate TypeAnnual Percentage Rate (As Low As)
Home Loans Fixed & Variable Check Our Rates
Home Equity Fixed Fixed 4.75% - 11.75%*
Personal Loans Fixed 8.50% - 18.00%*
Personal Loan + Collateral Fixed 7.50% - 16.00%*
Certificate Secured Fixed Certificate Rate + 3.00%*
Share Secured Variable Share Rate + 3.00%**
VISA Credit Card: Purchases Fixed 9.50% - 18.00%***
VISA Credit Card: Balance Transfer Fixed 9.50% - 18.00%***
VISA Credit Card: Balance Transfer Fixed 9.50% - 18.00%***

*APR is Annual Percentage Rate. Fixed Rate. Rates subject to change without notice. Actual rate will be based on credit history and underwriting guidelines. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current rates.

**APR is Annual Percentage Rate. Variable Rate. Rates subject to change without notice. Actual rate will be based on credit history and underwriting guidelines. Payment will not change if rate increases or decreases; approximate term of loan will adjust. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current rates.

***APR is Annual Percentage Rate. APR for Visa Credit Card Purchases, Cash Advances and Balance Transfers ranges from 9.50% to 18.00% when you open your account, based on credit history and underwriting guidelines. The same qualifying rate applies to all three classes of transactions. You can avoid paying interest on Purchases, Cash Advances and Balance Transfers by paying your entire balance by the due date each month. We begin charging interest on Purchases, Cash Advances and Balance Transfers on the transaction date. Information and rates subject to change without notice. Other terms, fees and conditions may apply. Please see your Visa Account Agreement and our Fee Schedule for additional information.

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