Savings, Certificate & Money Market Account Rates

Savings Accounts
Effective Date: Saturday, December 14th, 2024
Share/Savings TypeMinimum Balance to Earn DividendsDividend RateAPY*
Regular Savings $200 & Up 0.0700% 0.07%
EZ Saver $200.00 - $349.99 0.0700% 0.07%
EZ Saver $350.00 - $99,999.99 0.1000% 0.10%
EZ Saver $100,000.00 & Up 0.1500% 0.15%
Club Account Savings $200 & Up 0.0700% 0.07%
Individual Retirement Account (IRA) Savings (Traditional, Roth, Roth Conversion and Coverdell Education) $200 & Up 0.2000% 0.20%
My Ca$h Account Savings $100 & Up 0.0700% 0.07%
Rates subject to change without notice after the account is opened. Fees may reduce earnings.

Certificate Accounts
Effective Date: Saturday, December 14th, 2024
TermMinimum Balance to Earn DividendsDividend RateAPY*
6 Month $500 & Up 3.6980% 3.75%
1 Year $500 & Up 3.6980% 3.75%
2 Year $500 & Up 2.7220% 2.75%
3 Year $500 & Up 2.7220% 2.75%
4 Year $500 & Up 2.7220% 2.75%
5 Year $500 & Up 2.7220% 2.75%
*APY is Annual Percentage Yield.  Dividend rates are subject to change without notice. 6-Month Share Certificate rate does not apply to IRA Certificates. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings.

Money Market
Effective Date: Saturday, December 14th, 2024
Minimum Balance to Earn DividendsDividend RateAPY*
$0.00 - $2,499.99 0.100% 0.10%
$2,500.00 - $9,999.99 0.250% 0.25%
$10K - $24,999.99 0.300% 0.30%
$25K - $49,999.99 0.500% 0.50%
$50K - $99,999.99 0.750% 0.75%
$100K & Up 0.996% 1.00%
*APY = Annual Percentage Yield as of effective date. Fees may reduce earnings. Rates, terms and conditions are subject to change without notice. Regulation D withdrawal limits apply to all share and money market accounts.

Individual Retirement Account (IRA) Certificates
Effective Date: Saturday, December 14th, 2024
TermMinimum Balance to Earn DividendsDividend RateAPY*
1 Year $500 & Up 3.6980% 3.75%
2 Year $500 & Up 2.7220% 2.75%
3 Year $500 & Up 2.7220% 2.75%
4 Year $500 & Up 2.7220% 2.75%
5 Year $500 & Up 2.7220% 2.75%

*APY is Annual Percentage Yield. Dividend rates are subject to change without notice. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings.

*Individual Retirement Account (IRA) Certificates are available for 1 through 5 year terms. Choose from Traditional, Roth, Roth Conversion and Coverdell Education IRA Certificates. Please consult your tax advisor regarding which retirement savings option is best for you.

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