Savings & Certificate Account Rates

Savings Accounts
Effective Date: 07/01/19
Share/Savings TypeMinimum Balance to Earn DividendsDividend RateAnnual Percentage Yield (APY)*
Regular Savings $200.00 0.1000% 0.10%
EZ Saver $200.00 - $350.00 0.1000% 0.10%
EZ Saver $350.00 - $100,000.00 0.3500% 0.35%
EZ Saver $100,000.00 and Up 0.4500% 0.45%
Club Account Savings $200.00 0.1000% 0.10%
Individual Retirement Account (IRA) Savings (Traditional, Roth, Roth Conversion and Coverdell Education) $200.00 0.2000% 0.20%
My Ca$h Account Savings $100.00 0.1000% 0.10%
Rates subject to change without notice after the account is opened. Fees may reduce earnings.

Certificate Accounts and Individual Retirement Account (IRA) Certificates*
Effective Date: 7/01/19
TermMinimum Balance to Earn DividendsDividend RateAnnual Percentage Yield (APY)*
6 Month $500.00 1.2440% 1.25%
1 Year $500.00 1.7390% 1.75%
2 Year $500.00 2.2310% 2.25%
3 Year $500.00 2.3790% 2.40%
4 Year $500.00 2.4770% 2.50%
5 Year $500.00 2.9670% 3.00%

*APY is Annual Percentage Yield. Dividend rates are effective as of 04/18/19 and subject to change without notice. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings.

*Individual Retirement Account (IRA) Certificates are available for 1 through 5 year terms. Choose from Traditional, Roth, Roth Conversion and Coverdell Education IRA Certificates. Please consult your tax advisor regarding which retirement savings option is best for you.

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