Savings, Certificate & Money Market Account Rates

Savings Accounts
Effective Date: Tuesday, March 19th, 2024
Share/Savings TypeMinimum Balance to Earn DividendsDividend RateAPY*
Regular Savings $200 & Up 0.0700% 0.07%
EZ Saver $200.00 - $349.99 0.0700% 0.07%
EZ Saver $350.00 - $99,999.99 0.1000% 0.10%
EZ Saver $100,000.00 & Up 0.1500% 0.15%
Club Account Savings $200 & Up 0.0700% 0.07%
Individual Retirement Account (IRA) Savings (Traditional, Roth, Roth Conversion and Coverdell Education) $200 & Up 0.2000% 0.20%
My Ca$h Account Savings $100 & Up 0.0700% 0.07%
Rates subject to change without notice after the account is opened. Fees may reduce earnings.

Certificate Accounts
Effective Date: Tuesday, March 19th, 2024
TermMinimum Balance to Earn DividendsDividend RateAPY*
6 Month $500 & Up 3.9410% 4.00%
1 Year $500 & Up 4.9090% 5.00%
2 Year $500 & Up 2.9670% 3.00%
3 Year $500 & Up 2.9670% 3.00%
4 Year $500 & Up 2.9670% 3.00%
5 Year $500 & Up 2.9670% 3.00%
*APY is Annual Percentage Yield.  Dividend rates are subject to change without notice. 6-Month Share Certificate rate does not apply to IRA Certificates. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings.

Money Market
Effective Date: Tuesday, March 19th, 2024
Minimum Balance to Earn DividendsDividend RateAPY*
$0.00 - $2,499.99 0.100% 0.10%
$2,500.00 - $9,999.99 0.250% 0.25%
$10K - $24,999.99 0.300% 0.30%
$25K - $49,999.99 0.500% 0.50%
$50K - $99,999.99 0.750% 0.75%
$100K & Up 0.996% 1.00%
*APY = Annual Percentage Yield as of effective date. Fees may reduce earnings. Rates, terms and conditions are subject to change without notice. Regulation D withdrawal limits apply to all share and money market accounts.

Individual Retirement Account (IRA) Certificates
Effective Date: Tuesday, March 19th, 2024
TermMinimum Balance to Earn DividendsDividend RateAPY*
1 Year $500 & Up 3.2110% 3.25%
2 Year $500 & Up 2.9670% 3.00%
3 Year $500 & Up 2.9670% 3.00%
4 Year $500 & Up 2.9670% 3.00%
5 Year $500 & Up 2.9670% 3.00%

*APY is Annual Percentage Yield. Dividend rates are subject to change without notice. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings.

*Individual Retirement Account (IRA) Certificates are available for 1 through 5 year terms. Choose from Traditional, Roth, Roth Conversion and Coverdell Education IRA Certificates. Please consult your tax advisor regarding which retirement savings option is best for you.

Go to main navigation