Savings, Certificate & Money Market Account Rates

Savings Accounts
Effective Date: Monday, July 13th, 2020
Share/Savings TypeMinimum Balance to Earn DividendsDividend RateAnnual Percentage Yield (APY)*
Regular Savings $200 & Up 0.0500% 0.05%
EZ Saver $200.00 - $349.99 0.1000% 0.10%
EZ Saver $350.00 - $99.999.99 0.150% 0.15%
EZ Saver $100,000.00 & Up 0.2500% 0.25%
Club Account Savings $200 & Up 0.1000% 0.10%
Individual Retirement Account (IRA) Savings (Traditional, Roth, Roth Conversion and Coverdell Education) $200 & Up 0.2000% 0.20%
My Ca$h Account Savings $100 & Up 0.1000% 0.10%
Rates subject to change without notice after the account is opened. Fees may reduce earnings.

Certificate Accounts
Effective Date: Monday, July 13th, 2020
TermMinimum Balance to Earn DividendsDividend RateAnnual Percentage Yield (APY)*
6 Month $500 & Up 0.3990% 0.40%
1 Year $500 & Up 0.6480% 0.65%
2 Year $500 & Up 0.7980% 0.80%
3 Year $500 & Up 0.8470% 0.85%
4 Year $500 & Up 0.9470% 0.95%
5 Year $500 & Up 0.9960% 1.00%
*APY is Annual Percentage Yield. Dividend rates are subject to change without notice. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings.

Money Market
Effective Date: Monday, July 13th, 2020
Minimum Balance to Earn DividendsDividend RateAnnual Percentage Yield (APY)*
$0.00 - $2,499.99 0.000% 0.00%
$2,500.00 - $9,999.99 0.150% 0.15%
$10K - $24,999.99 0.150% 0.15%
$25K - $49,999.99 0.200% 0.20%
$50K - $99,999.99 0.200% 0.20%
$100K & Up 0.250% 0.25%
*APY = Annual Percentage Yield as of effective date. Fees may reduce earnings. Rates, terms and conditions are subject to change without notice. Regulation D withdrawal limits apply to all share and money market accounts.

Individual Retirement Account (IRA) Certificates
Effective Date: Monday, July 13th, 2020
TermMinimum Balance to Earn DividendsDividend RateAnnual Percentage Yield (APY)*
1 Year $500 & Up 0.6480% 0.65%
2 Year $500 & Up 0.7980% 0.80%
3 Year $500 & Up 0.8470% 0.85%
4 Year $500 & Up 0.9470% 0.95%
5 Year $500 & Up 0.9960% 1.00%

*APY is Annual Percentage Yield. Dividend rates are subject to change without notice. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings.

*Individual Retirement Account (IRA) Certificates are available for 1 through 5 year terms. Choose from Traditional, Roth, Roth Conversion and Coverdell Education IRA Certificates. Please consult your tax advisor regarding which retirement savings option is best for you.

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