Savings, Certificate & Money Market Account Rates

Savings Accounts
Effective Date: 09/01/19
Share/Savings TypeMinimum Balance to Earn DividendsDividend RateAnnual Percentage Yield (APY)*
Regular Savings $200.00 0.1000% 0.10%
EZ Saver $200.00 - $350.00 0.1000% 0.10%
EZ Saver $350.00 - $100,000.00 0.3500% 0.35%
EZ Saver $100,000.00 and Up 0.4500% 0.45%
Club Account Savings $200.00 0.1000% 0.10%
Individual Retirement Account (IRA) Savings (Traditional, Roth, Roth Conversion and Coverdell Education) $200.00 0.2000% 0.20%
My Ca$h Account Savings $100.00 0.1000% 0.10%
Rates subject to change without notice after the account is opened. Fees may reduce earnings.

Certificate Accounts and Individual Retirement Account (IRA) Certificates
Effective Date: 9/01/19
TermMinimum Balance to Earn DividendsDividend RateAnnual Percentage Yield (APY)*
6 Month $500.00 1.4920% 1.50%
1 Year $500.00 1.9850% 2.00%
2 Year $500.00 2.0840% 2.10%
3 Year $500.00 2.2310% 2.25%
4 Year $500.00 2.3300% 2.35%
5 Year $500.00 2.7220% 2.75%

*APY is Annual Percentage Yield. Dividend rates are effective as of 09/03/19 and subject to change without notice. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current dividend rates and terms. Early withdrawal penalties may apply and may reduce earnings.

*Individual Retirement Account (IRA) Certificates are available for 1 through 5 year terms. Choose from Traditional, Roth, Roth Conversion and Coverdell Education IRA Certificates. Please consult your tax advisor regarding which retirement savings option is best for you.

Money Market
Effective Date: 9/1/19
Minimum Balance to Earn DividendsDividend RateAnnual Percentage Yield (APY)*
$0.00 - $2,499.99 0.000% 0.00%
$2,500.00 - $9,999.99 0.250% 0.25%
$10K - $24,999.99 0.350% 0.35%
$25K - $49,999.99 0.499% 0.50%
$50K - $99,999.99 0.748% 0.75%
$100K & Up 0.996% 1.00%
*APY = Annual Percentage Yield as of September 1, 2019. Fees may reduce earnings. Rates, terms and conditions are subject to change without notice. Regulation D withdrawal limits apply to all share and money market accounts.

Go to main navigation