Our "70 Years of Savings" Continues!
We're carrying on with our 70th Anniversary Specials, and this time we're ready to help you save on your car loan.
Whether you're looking to purchase a new car or want to lock in lower rates on your existing auto loan, now is the perfect time!
Make No Car Payments for 70 Days*
At Pinellas FCU, we understand everyday prices continue to rise. So, to help you offset higher costs, we're giving you over 2 Months of No Car Payments!
With no payments for 70 days, you can use that money to pad your budget, pay down high-interest credit cards, or put it toward upcoming summer fun.
Two Ways to Take a Break:
- Switch Your Current Auto Loan to Pinellas FCU
- Finance a New or Preowned Car with the Credit Union
Drop Your Auto Loan Rate by 1% APR*
70 Days of No Car Payments isn't enough? We agree! That's why we're sweetening the deal even more.
If your current car loan is financed at a dealership or other lender, switch it to Pinellas FCU and we'll lower your current rate by 1% APR!*
Lower Rates + 70 Days of No Payments - it's a WIN-WIN!
How It Works:
Refinancing your current auto loan with the credit union is quick & easy:
- Stop by any branch or call us at 727.586.4422.
- Our team will transfer your existing loan to the credit union.
- We'll reduce your current rate by up to 1% APR.*
- You drive away with lower payments, more money in your pocket & no payments for 70 days!*
It really is that simple!
Ready to Get Started?
Take advantage of our Limited Time 70th Anniversary Specials today and lock in Lower Rates + No Payments for 70 Days!*
Stop by any branch location, call 727.586.4422 or click below to apply online.
Not a Member? Join Today.
*This program does not apply to existing loans financed with Pinellas FCU. First payment is due 70 days from loan closing and interest will accrue during the 70-day deferment period. Valid for new auto purchases financed directly with the credit union and auto loans refinanced directly with the credit union between April 1, 2026 - June 30, 2026. Rate cannot go below floor rate of 4.25% APR. Some restrictions apply. Contact the credit union for complete details.
| Loan Type | APR* As Low As |
|---|---|
| New & Used Autos | 5.15% |
| New & Used Motorcycles, Watercrafts, RVs/Travel Trailers |
6.50% |
| *APR is Annual Percentage Rate. Fixed Rate. Rates subject to change without notice. Actual rate will be based on credit history and underwriting guidelines. Example: the monthly payment for a new vehicle loan of $15,000.00 and a 60-month term at 5.15% APR would be approximately $284.12. Call 727.586.4422, stop by a branch or visit www.pinellasfcu.org for current rates. | |
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