Members Get More!

If you're ready to buy a new car, now is the perfect time. Not only are we here to help you drive away with low rates and affordable payments, but we're going to help protect your purchase too! 

From May 1 through June 30, 2023, every member that finances a vehicle with Pinellas FCU will get Free GAP!*


What is GAP?

GAP, or Guaranteed Asset Protection, protects you in case your vehicle is damaged beyond repair or stolen. 

The easiest way to understand why GAP is so beneficial is through an example:

Imagine you have a car financed and owe $25,000 on your auto loan. If your car is in an accident and declared a total loss, your insurance company will pay you the market value of your vehicle. In this case, $20,000. However, you owe $25,000 on your loan. That $5,000 difference, or "gap" in coverage is your financial responsibility. GAP pays that difference for you so that you owe nothing out of pocket.  


How It Works:

Stop by any branch location, call 727.586.4422, or click below to apply for your auto loan. Once you're approved and purchase your new vehicle, our lending team will add GAP to your vehicle - it's that easy! No hoops to jump through - just extra perks for being a member of Pinellas FCU! 


Limited Time Only – Offer Ends June 30, 2023.

Not a Member? Join Today.





Vehicle Loan Rates
Effective Date: Thursday, June 8th, 2023
Loan TypeAPR* As Low As
New & Used Autos 5.64%
New & Used Motorcycles, Watercrafts, RVs/Travel Trailers
*APR is Annual Percentage Rate. Fixed Rate. Rates subject to change without notice. Actual rate will be based on credit history and underwriting guidelines. Example: the monthly payment for a new vehicle loan of $15,000.00 and a 60-month term at 5.64% APR would be approximately $287.55. Call 727.586.4422, stop by a branch or visit for current rates.

*Offer good from May 1, 2023 through June 30, 2023. Existing loans financed with the credit union do not apply. Contact the credit union for further details.  





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